Debt Settlement That Delivers Results
Credit Card
Unsecured Loans
Property Leases
Other Debts
We offer a unique path to becoming debt-free. With over 20 years of experience, advanced technology, and a dedicated team, we’ve helped countless individuals put debt behind them and move forward with confidence.
Easier than ever to take control of your debt.
1
Enroll Your Debt
Our advisors will work with you to create a budget you can comfortably maintain. Each month, you’ll make deposits into an FDIC-insured account, which we’ll then use to negotiate and settle your debts.
2
We negotiate for you
Once you’ve deposited enough funds, our experienced negotiators will work on your behalf to settle and resolve your debt.
3
Your debt is settled
Once each agreement is finalized, we’ll share it with you for your review and signature, ensuring you stay in control every step of the way.
Is Debt Solutions Today right for you?
Common questions about Debt Settlement.
what does the debt settlement program cost?
Our fee is never higher than the amount you are quoted when you enroll in the program and is based on how much we save you on each of your settlements. Business clients are charged a flat rate for any debts other than credit cards that represent a small percentage of the enrolled debt. There are no other charges or fees or other recurring costs as part of our basic program.
what types of debt are included in the program?
This program handles unsecured debt, meaning the debt is not secured with collateral. Acceptable debts are credit cards, medical bills, legal bills, judgments, unsecured personal loans of any type, vendor or supplier debts, defaulted property leases, retail debt and collections. Examples of unacceptable debt are home mortgages, automobile loans, motorcycle loans, boat loans, IRS tax liens, government-backed student loans, child support, and alimony
will the program prevent collectors from calling me?
Although Creditors and Collectors are notified that you are enrolled in our Program, they may continue to call you. They often claim that they have never worked with us or heard of us but this is nothing more than another tactic to get you to deal directly with them. Provide them with our contact information and hang up the phone.
will the program stop legal action against me?
We are attorneys and can provide legal advice to prevent you from being sued. We are able to work with you in making an informed decision as to what response (if any) is appropriate to a legal challenge from one of your Creditors or Collectors. If you are sued, our goal remains the same, namely to settle with that Creditor or Collector in a timely fashion.
what happens to my credit rating?
Your credit rating is determined primarily by two factors, the amount of credit you have and your payment history. The very fact that you are looking at The DST Debt Settlement Program indicates that you have more consumer debt than you can currently pay and are starting (or will shortly begin) to show late payments on your credit report. If your credit has not already started a downhill slide it surely will do so soon. As with any Debt Settlement program, the program will have a negative impact on your credit. Defaulting on payments is what enables us to begin negotiations to provide you with favorable settlements. The Program will accomplish two very important goals towards restoring your credit rating: (1) When you finish the Program your consumer debt will be less than when you began the Program and will significantly increase your credit score and (2) The present consumer debt on your credit report that is included in the Program will show a zero balance which will also significantly increase your credit score .